Cyber insurance
Insurance covering losses from security incidents, including response costs, business interruption, and liability.
Underwriting has tightened sharply. Applications now ask detailed questions about MFA coverage, endpoint detection, backup immutability, and email filtering, and answers materially affect both premium and eligibility.
The answers form part of the contract. Overstating your controls on an application can give the insurer grounds to decline the claim, which is exactly when you need it.
Where this comes up
Cyber insurance sits inside our compliance and frameworks work. If you are trying to work out what this means for your own environment rather than in the abstract, that is the page worth reading next, and a short call will get you a straight answer faster than either.